We Design, Build and Run Digital Banks

We collaborate with forward-thinking organisations to design customer-led digital banking propositions from the ground up.

Get inspired by our award-winning customer cases

Community engagement
by Fidor


ADIB's moneysmart community brings openness to the world of personal finance and is in line with the objective to guide people to make better financial decisions. Through the platform, customers can talk about financial issues, exchange advice, and create solutions.


EFMA Accenture Awards 18
best Neobank

Taking Europe
by storm


Fidor Bank is Europe’s original, digital challenger bank. Founded in 2009 in Germany, Fidor has become the world’s first ‘fintech bank’. Pioneering the collaboration between traditional financial services and technology
businesses, Fidor Bank offers a customer-centric banking service.


Celent Model Bank Award 19
winner marketplace banking

Convergence of 2 business
models


Telecommunication and financial services have similar challenges; both are impacted by digitalization. o2, Telefónica Deutschland recognized the value of listening to customers and embracing their digital culture becoming part of their customers lifestyle.
 


Celent Model Bank Award 19
winner business model innovation

The first PSD2-inspired Payment Avenue

Fidor, the innovative provider of digital banking solutions that helps firms launch and run their own digital banks, partners with Van Lanschot, (Euronext‎: LANS), the leading wealth management firm, founded in 1737 in the Netherlands.

 


Just launched in 19
payment app & payment platform

We give digital banking a meaning

It's not about the technology you use to serve your customers, but about how you use technology to make your customers feel like Number 1.
It's all about making banking convenient, easier, accessible and rewarding for your customers. 
Our proprietary digital banking backbone fOS enables you to do that.
Our live clients and the multiple awards we received prove it.

 

Fidor provides you with all you need to run your digital banking proposition

Fidor provides all the expertise you need to bring your digital banking project to life. We think, design, test, build and go to market. Our innovative digital banking platform, fidorOS (fOS), packs all the necessary banking functions you need, from onboarding, card and account management and credit products to analytics. One platform manages them all!

 

Get started with FidorOS   

 

Are you an established bank? We help you expand your business!

A lot can happen in 60 seconds with fidorOS: getting an emergency loan, paying friends on social media, sending money to the other side of the world … our solutions will enable you to engage and monetize your customers. 

 

Discover Fidor Digital Banking Accelerator

 

We are open

As a first adopter of Open Banking principles and API, we designed our fidorOS platform to be light-years ahead of traditional solutions. It quickly became an industry breakthrough – able to run an entire digital bank while ensuring growth and simplifying collaboration with third parties. Our vision for openness translated not only into our technology but also our corporate culture. We believe in sharing, co-creating and bringing value to each other.

 

Discover fidorOS

Our value added solutions

As a service company, we design digital banking solutions tailored to your needs.
Every project we create has its own uniqueness. The services below are just the tip of the iceberg of what we can do for you!

 

Banking on Community

Fidor's key vision for a better banking experience gave birth to a new kind of community: a digital trusted place where anyone can ask financial questions, increase their financial literacy, share their knowledge with peers and be rewarded.  

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Efficient Scale Marketplace

Enjoy a true example of successful Bank/FinTech collaboration. Fidor’s marketplace offers a curated collection of FinTech, InsurTech, TradeTech and tools – all available from one central place for total customer convenience.

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API & Sandbox

Access dedicated resources for developers and partners to explore our APIs and Sandbox: documentation, videos, API description and sandbox access in addition to a discussion forum.  

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Every project starts with
end-to-end thinking

Engage with us to kick off an inception phase that helps align your vision with
our six key pillars for success in digital banking:

 

Business      Technical      Operational      Compliance      Customer journey      Real business cases

Count on our team of experts to prototype and test innovations that fast-track your
project launch. Our proven method helps us fully define your project and work towards
a clear MVP, shrinking the time to go live. For example, we delivered o2 Banking
by Telefonica Deutschland in less than six months.

 

Get in touch with our consultants

Why choose Fidor?

By partnering with Fidor, you can rely on an experienced banking and technology team of experts that proved to deliver live digital banking success stories.

Fidor Solutions      Fidor Bank      Fidor Factory      Efficient Scale

 

Meet the Fidor Group    

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